Financing

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You Have Options

When you purchase a piece of equipment, you take great care in selecting the right features and options. This diligence is just as important when considering financing. Our experts understand your business and will work with you to develop a plan that meets your needs and budget.

there are many options when it comes to financing, and sorting through them can be confusing, but we’re here to help. The following are frequently used offerings available to our customers:

Carter Machinery 30-Day Account

This non-revolving account can be used for regular parts, service and rental transactions at any Carter Machinery location. By consolidating your day-to-day transactions under one account, you’ll gain greater visibility to your costs and receive convenient 30-day terms.

Cat Financial

The industry finance representatives at Cat Financial understand Cat products. Whether you’re looking to finance a piece of equipment or a generator for an office park, they’ll help you get the most out of your investment.

Cat Financial Commercial Account (Formerly Cat AccessAccount)

The Cat Financial Commercial Account is a fast and convenient way to pay for parts and service purchases, as well as machine rentals across the U.S. With your Commercial Account, you can purchase or rent anything offered at any Cat Dealer or Cat Rental Store (with the exception of purchases of new Cat construction equipment).

Cat Insurance

Cat Insurance offers Extended Service Coverage for engines, Cat Equipment Protection Plans for machines, Physical Damage Insurance, Inventory Protection Plans, Dealer Property and Casualty Insurance, Risk Management, and Dealer Bonds.

Helpful Resources

  • Payment Calculator - Provided by Cat Financial, simply enter the amount financed, interest rate and term.
  • Glossary of Financing Terms - Simple explanations for financial terms ranging from Amortization to Uniform Commercial Code.