Financing

As a reminder, you can also visit MyCatFinancial to manage your account anytime, anywhere.

You Have Options

When you purchase a piece of equipment, you take great care in selecting the right features and options. This diligence is just as important when considering financing. Our experts understand your business and will work with you to develop a plan that meets your needs and budget.

There are many options when it comes to financing, and sorting through them can be confusing, but we’re here to help. The following are frequently used offerings available to our customers:

Carter Machinery 30-Day Account

This non-revolving account can be used for regular parts, service, and rental transactions at any Carter Machinery location. By consolidating your day-to-day transactions under one account, you’ll gain greater visibility to your costs and receive convenient 30-day terms.

Cat Financial

The industry finance representatives at Cat Financial understand Cat products. Whether you’re looking to finance a piece of equipment or a generator for an office park, they’ll help you get the most out of your investment.

Cat Card Program

The Cat Card is a fast and convenient way to pay for parts, service, rentals, and machine attachments. The program offers commercial and consumer financing options for 12, 18, 24, and 36 months to give you the flexibility your business needs.

Learn More

Machine Rebuild Program

Give your machine a second life by taking advantage of Carter Machinery’s aftermarket financing options on your machine, power train, or major component rebuilds and repairs.

Learn More

Cat Insurance

Cat Insurance offers Extended Service Coverage for engines, Cat Equipment Protection Plans for machines, Physical Damage Insurance, Inventory Protection Plans, Dealer Property and Casualty Insurance, Risk Management, and Dealer Bonds.

Helpful Resources

  • Payment Calculator – Provided by Cat Financial, simply enter the amount financed, interest rate, and term.
  • Glossary of Financing Terms – Simple explanations for financial terms ranging from Amortization to Uniform Commercial Code.
  • Loans vs. Leases – Which financial solution is right for you? If equity and ownership are your priorities, a loan may be your best bet. If you want flexibility and a way to free up cash for other needs, consider a lease.
  • Business Insights – Equipment financing tips, tax basics, and advice for growing your business — you’ll find the construction equipment financing help you need here.