THE EASY WAY TO PAY
& GET REWARDED
The Cat® Card account provides flexible terms, competitive rates, and special offers to get you what you need so you can get back to work. From a $50 part to a $500,000 rebuild, it’s the fast and easy way to pay for parts, service, rentals and more. Earn 1% back on qualifying purchases through Cat Vantage Rewards and an additional 3% when using on Cat Central or parts.cat.com. It’s the quick and easy way to pay, so apply today and start getting rewarded!
Benefits of the Cat Card Include:
- No annual fee, prepayment penalties, or document fees
- Competitive rates, flexible payment terms, and exclusive offers
- Unsecured financing – no lien required
- 1% back on qualifying purchases through Cat Vantage Rewards
- Personalized support from a dedicated financial representative through
MyCatFinancial.com
Flexible Financing Options to Fit Your Needs:
- 0% for 3 or 6 months – no payments*
- 0% for 6 or 12 months – equal payments*
- 0% for 24 months – equal payments**
- 0% for 36 months on Cat undercarriage, rebuilds, and repairs***
- Skipped payments and additional terms and rates available upon request
Cat Vantage Rewards Program
Qualifying Cat Card account holders are automatically enrolled in Cat Vantage Rewards and will earn 1% back on all qualifying purchases when using your Cat Card. Whether you are paying for parts, service, rentals, engines, or work tools, the more you spend, the more rewards you’ll earn. Want to earn points faster? Use your Cat Card to purchase parts on parts.cat.com or Cat Central and you’ll earn an additional 3% back! For full Cat Vantage Rewards details, check out the terms and conditions at cat.com/getrewarded.
Watch the videos below to learn more about the Cat Card.
Frequently Asked Questions
Why am I receiving this new card?
You completed an application for a Cat® Card and have been approved at the credit limit noted in the accompanying letter.
What are the benefits of the Cat Card?
The new Cat Card from Cat Financial features no annual fee, special financing, flexible payment terms and special promotional offerings. Additional features like 1% Cat Vantage Rewards on all qualifying purchases, multiple users under one account, expense tracking by job, and service and support from a dedicated Cat Financial team mean the new Cat Card works as hard as you do (see cat.com/getrewarded for details and terms and conditions).
Where can I use my Cat Card?
Your Cat Card may be used at any Cat dealer location, Cat Rental Store location, on Cat Central or Parts.Cat.com.
What can I purchase with it?
Qualified purchases include parts, engines, components, work tools, generator sets, Customer Value Agreements, Equipment Protection Plans, Agco Equipment, agriculture implements, lift trucks, air compressors and all allied equipment.
Do I need to present the card each time I use it?
You need not have your card with you to use it. Your Cat dealer can look up your card number using your government-issued photo identification at time of purchase.
Can a CAT card have more than one authorized user?
Yes. Each authorized user from your company will receive a Cat Card with your company account number. Call our Customer Service team at the number on the back of your card (1-877-373-9510) to learn more about flexible control opportunities or to set up and make changes to controls on your new account.
Can I manage my account online?
Enjoy 24/7 account online management features by registering or adding your Cat Card account at MyCatFinancial.com. The MyCatFinancial mobile app is also available through the App Store or Google Play.
Are automatic payments available?
Yes. For details, call our Customer Service team at 1-877-373-9510 or email CatCard@Cat.com.
When is my first payment due?
For payment due date, see your billing statement or view your account details online at MyCatFinancial.com.
Where do I send my payment?
Please note the payment address and payee name on the remittance coupon of your billing statement. You may also pay online via MyCatFinancial.
What are Cat Vantage Rewards?
Cat Vantage Rewards is a program included with the new Cat Card that provides Rewards on all qualifying Cat Card purchases for eligible Accountholders. Rewards are earned and may, in most cases, be used for the purchase of Cat parts, service, work tools or rentals at any Cat dealer or Cat Rental Store location in North America. Visit cat.com/getrewarded for details and terms and conditions.
Financing offers expire 12/31/2025 and are subject to credit approval for customers who qualify through Carter Machinery and Cat Financial. Not all buyers will qualify. Parts must account for 50% or more of the final invoice amount. Offers do not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Offers subject to change without prior notice. For additional details, contact a Carter Machinery representative. Additional terms and conditions may apply. * No minimum spend is required. **$0 Minimum spend required for service or over the counter transactions. No minimum spend required on parts.cat.com or the Cat Central app. Rental transactions do not count toward minimum. ***On Cat undercarriage, rebuilds and repairs. Minimum spend of $3,500 required for service or over the counter transactions. Rental transactions do not count toward minimum.
